Obamannoying care.

[Lanie]

So, I just re-enrolled. I had to pick a new plan. That isn't the company's fault. Neither was some of the stuff that I was seeing as covered and not covered.

Some things I like. I do like coverage for mental health and substance abuse counseling.

Regular exam, well woman exam, mammograms, and referred cancer screenings covered. Great! Now, here is what I thought was dumb as a box of rocks.

Birth control and even fertility drugs are one hundred percent covered before deductible is met. I can see birth control, but why fertility drugs? Why are fertility drugs and birth control for that matter more important all the various medical issues around? People need their heart medication, but they're going to have to meet a deductible first. People need to have preventive appointments with specialists, but they have to meet a deductible first. But if I want to take fertility drugs, it's 100% covered without a deductible. Oh, and getting one's tubes tied are 100% covered, but only 90% covered for a vasectomy. Activist groups.

[Michele]

WH Asks for Pictures of People Who Have Enrolled in Obamacare

[deudyurondame]

So, I just re-enrolled. I had to pick a new plan. That isn't the company's fault. Neither was some of the stuff that I was seeing as covered and not covered.

Some things I like. I do like coverage for mental health and substance abuse counseling.

Regular exam, well woman exam, mammograms, and referred cancer screenings covered. Great! Now, here is what I thought was dumb as a box of rocks.

Birth control and even fertility drugs are one hundred percent covered before deductible is met. I can see birth control, but why fertility drugs? Why are fertility drugs and birth control for that matter more important all the various medical issues around? People need their heart medication, but they're going to have to meet a deductible first. People need to have preventive appointments with specialists, but they have to meet a deductible first. But if I want to take fertility drugs, it's 100% covered without a deductible. Oh, and getting one's tubes tied are 100% covered, but only 90% covered for a vasectomy. Activist groups.

So, you're one of the six who managed to enroll on the first day? One of them was from NC. You could be a celebrity!

To the first bold: Why? Is there something we should know?
To the second bold: Grab both sides of the rainbow. One of them must have that pot of gold.
To the remainder: "Take a pill"

[Lanie]

So, you're one of the six who managed to enroll on the first day? One of them was from NC. You could be a celebrity!

To the first bold: Why? Is there something we should know?
To the second bold: Grab both sides of the rainbow. One of them must have that pot of gold.
To the remainder: "Take a pill"

My employer said to sign up within the next week, so I did what I was told.

People may think I'm crazy, but I think it will be okay. I think the worst thing that's going to happen is that some companies will downsize for a while. That's really going to suck, but after a while we'll adapt.

[Lanie]

WH Asks for Pictures of People Who Have Enrolled in Obamacare

Well, I didn't get it from the website although I found it to be a little bit educational.

[scott]

My employer said to sign up within the next week, so I did what I was told.

People may think I'm crazy, but I think it will be okay. I think the worst thing that's going to happen is that some companies will downsize for a while. That's really going to suck, but after a while we'll adapt.

What gives you the impression that "it will be okay?"

[Lanie]

What gives you the impression that "it will be okay?"

Well, somebody told me that years ago. Then, this person said it again in a less enthusiastic manner. Years later, somebody said it would be okay for them because they know how to make their business survive. I guess I just keep believing this person.

My faith also says it will be okay. I also have instincts that are rarely proven wrong. I also just tend to look at how things have gone over the years. Conservatives also said that the New Deal, Social Security, and Medicare were also all big socialist disasters. Now, everybody wants to save these programs and it's not considered to be socialist anymore. Also, I think the Republicans have done a lot to try to sabotage the AHA lately. They did it on a federal level. They're doing it on a state level where I'm at. What I keep thinking is that if AHA is that bad, then let it happen and cause the Democrats to be voted out in 2014. That's all the conservatives need to do at this point. I think the problem with that is that AHA won't be as bad as predicted and the GOP knows it. However, it's going to change the country forever and they have to fight it.

I'm not subscribing to the doom and gloom prediction of this, scott. I'm sorry if this has made things harder for you as an employer and a business owner. I know you're smart enough to get through it. If you weren't, then you probably wouldn't have a company to begin with.

[Adam]

People may think I'm crazy, but I think it will be okay. I think the worst thing that's going to happen is that some companies will downsize for a while. That's really going to suck, but after a while we'll adapt.

Erm....

That's sort of like saying that since the plane is pointed at water instead of earth, "it will be OK" that the plane has lost both of its wings. "Sure, we won't be able to fly for a little while, but we'll be OK and adapt...."

[Lanie]

Erm....

That's sort of like saying that since the plane is pointed at water instead of earth, "it will be OK" that the plane has lost both of its wings. "Sure, we won't be able to fly for a little while, but we'll be OK and adapt...."

How many of us have been laid off due to a bad economy or due to some changes in things (Okay, I haven't, but others have)? I think we've also dealt with workplace purges. I know I have, and I survived it. I think this board and this country is full of survivors, even those who aren't self-employed.

In any case, how great is it on employment whenever somebody visits the ER and doesn't pay? What about when they break contract with an insurance company because they can no longer pay? How great has employment been when people are constantly staying out/then get fired due to illness?

[scott]

Well, somebody told me that years ago. Then, this person said it again in a less enthusiastic manner. Years later, somebody said it would be okay for them because they know how to make their business survive. I guess I just keep believing this person.

My faith also says it will be okay. I also have instincts that are rarely proven wrong. I also just tend to look at how things have gone over the years. Conservatives also said that the New Deal, Social Security, and Medicare were also all big socialist disasters. Now, everybody wants to save these programs and it's not considered to be socialist anymore. Also, I think the Republicans have done a lot to try to sabotage the AHA lately. They did it on a federal level. They're doing it on a state level where I'm at. What I keep thinking is that if AHA is that bad, then let it happen and cause the Democrats to be voted out in 2014. That's all the conservatives need to do at this point. I think the problem with that is that AHA won't be as bad as predicted and the GOP knows it. However, it's going to change the country forever and they have to fight it.

I'm not subscribing to the doom and gloom prediction of this, scott. I'm sorry if this has made things harder for you as an employer and a business owner. I know you're smart enough to get through it. If you weren't, then you probably wouldn't have a company to begin with.

Fair enough and you're correct.

This is really going to hurt a whole lot of people though. People are going to die when the "standard of care" is some checklist written by a bureaucrat. A government hospital killed my mom and the review shows that an "unexpected outcome" happened when in fact it was a surgical error. She's even counted as one of the success stories because the procedure removed the lung cancer even though she died from the complications.

[deudyurondame]

My employer said to sign up within the next week, so I did what I was told.

People may think I'm crazy, but I think it will be okay. I think the worst thing that's going to happen is that some companies will downsize for a while. That's really going to suck, but after a while we'll adapt.

Haven't they already?

[Lanie]

Fair enough and you're correct.

This is really going to hurt a whole lot of people though. People are going to die when the "standard of care" is some checklist written by a bureaucrat. A government hospital killed my mom and the review shows that an "unexpected outcome" happened when in fact it was a surgical error. She's even counted as one of the success stories because the procedure removed the lung cancer even though she died from the complications.

I'm really sorry about your mom. You know that happens in private hospitals too, right? That's why we have lawsuits. My friend and his mom kept trying to get a lawsuit against a hospital because they messed up his dad really badly. Now, the thing about a government hospital is that you can't sue them. I keep thinking the purpose of having private insurance is so people can still get private care.

I'll admit that I wasn't well impressed with VA when my dad went. It just seems like their standards weren't very high. However, they did pull through for my dad when he needed surgery. They couldn't bring him to a VA hospital, so they got him into a private one. Since then, my mom was at a private hospital in which I concluded that their standards were not high.

[Lanie]

Haven't they already?

Yeah, and I fear mine is looking for excuses to shorten down a staff that's too large before the new year. I'm not panicking. I'm just gearing up.

[scott]

I'm really sorry about your mom. You know that happens in private hospitals too, right? That's why we have lawsuits. My friend and his mom kept trying to get a lawsuit against a hospital because they messed up his dad really badly. Now, the thing about a government hospital is that you can't sue them. I keep thinking the purpose of having private insurance is so people can still get private care.

I'll admit that I wasn't well impressed with VA when my dad went. It just seems like their standards weren't very high. However, they did pull through for my dad when he needed surgery. They couldn't bring him to a VA hospital, so they got him into a private one. Since then, my mom was at a private hospital in which I concluded that their standards were not high.

One cannot sue a government hospital. They are protected by sovereign immunity.

[Michele]

My employer said to sign up within the next week, so I did what I was told.

People may think I'm crazy, but I think it will be okay. I think the worst thing that's going to happen is that some companies will downsize for a while. That's really going to suck, but after a while we'll adapt.

Did you have insurance through your employer before this? If you don't mind me asking, Lanie, what's your premium and deductible and which plan did you chose?