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  • Medicare for All is Coming

    Seen on a footnote of a slide for a training presentation today:

    *Commission structures will be similar under HR676

    While I still have my magazine businesses and technology consulting practice, I'm also an Insurance Agent for Medicare Advantage plans. I've been approached to join an agency that will be selling private healthcare insurance policies to individuals and that requires certification in ACA rules and practices as well as certifications in each of the plans offered by all of the insurance companies. Due to the very poor rollout of Healthcare.gov, insurance companies are being granted access to the systems in place that can calculate and apply federal subsidies to those policies. Today I perused the materials and some of them had video slideshows, most had the same stuff for the general section of rules.

    So far, this is conjecture but I asked the regional VP for Agency Relations at Humana why that footnote was there and he said because one way or another a form of Medicare Advantage is going to be the standard. This is why they are not recruiting traditional health insurance agents, they are targeting Medicare Advantage agents.
    "Faith is nothing but a firm assent of the mind : which, if it be regulated, as is our duty, cannot be afforded to anything but upon good reason, and so cannot be opposite to it."

    -John Locke

  • #2
    Well, that's cheery news.
    "Alexa, slaughter the fatted calf."

    Comment


    • #3
      The goal all along: Single payer.

      Surely there's no one who thought ACA was the desired end state.
      “I do not aim with my hand; he who aims with his hand has forgotten the face of his father.
      I aim with my eye.

      "I do not shoot with my hand; he who shoots with his hand has forgotten the face of his father.
      I shoot with my mind.

      "I do not kill with my gun; he who kills with his gun has forgotten the face of his father.
      I kill with my heart.”

      The Gunslinger Creed, Stephen King, The Dark Tower

      Comment


      • #4
        Originally posted by daveman View Post
        The goal all along: Single payer.

        Surely there's no one who thought ACA was the desired end state.
        Even Rush Limbaugh and Mark Levin called that one. They basically said that the ACA was such a patchwork, that the only solution before it was over would be to go to Single Payer/Medicare For All.

        As I have said before: you will all be on Medicare one day if you are lucky enough to live long enough. Doesn't it make sense for you to be in the system you pay into all of your life rather than to hand Aetna thousands of dollars a year and then go into Medicare? Trust me, you will survive. My mom is on Medicare with a Blue Cross on top and while her medical bills still run $300 a month for meds, it beats the hell out of whatever it is they think a dram of Boxilene Dihdratize is worth.
        The year's at the spring
        And day's at the morn;
        Morning's at seven;
        The hill-side's dew-pearled;
        The lark's on the wing;
        The snail's on the thorn:
        God's in his heaven—
        All's right with the world!

        Comment


        • #5
          Originally posted by Novaheart View Post
          Even Rush Limbaugh and Mark Levin called that one. They basically said that the ACA was such a patchwork, that the only solution before it was over would be to go to Single Payer/Medicare For All.

          As I have said before: you will all be on Medicare one day if you are lucky enough to live long enough. Doesn't it make sense for you to be in the system you pay into all of your life rather than to hand Aetna thousands of dollars a year and then go into Medicare? Trust me, you will survive. My mom is on Medicare with a Blue Cross on top and while her medical bills still run $300 a month for meds, it beats the hell out of whatever it is they think a dram of Boxilene Dihdratize is worth.
          I will soon be 66.
          I draw SS and am Medicare enrolled, and VA entitled.

          Since I choose to continue to work, Medicare deducts x amount from my SS monthly payment, and I pay SS taxes and Medicare taxes out of my paycheck.
          SS punishes me quarterly because of my meager income.
          I pay SS taxes, Medicare Taxes, Income taxes, Medicare deductions from my SS monthly, and, a quarterly dick in the ass bc I earn over x amount.

          In other words, The Fucking Government loves me.
          Because of me, several dead beats can sit around from cradle to grave and be sustained and have to do nothing other than occasionally show up in one of the various gubment offices.
          Robert Francis O'Rourke, Democrat, White guy, spent ~78 million to defeat, Ted Cruz, Republican immigrant Dark guy …
          and lost …
          But the Republicans are racist.

          Comment


          • #6
            Originally posted by Gramps View Post
            I will soon be 66.
            I draw SS and am Medicare enrolled, and VA entitled.

            Since I choose to continue to work, Medicare deducts x amount from my SS monthly payment, and I pay SS taxes and Medicare taxes out of my paycheck.
            SS punishes me quarterly because of my meager income.
            I pay SS taxes, Medicare Taxes, Income taxes, Medicare deductions from my SS monthly, and, a quarterly dick in the ass bc I earn over x amount.

            In other words, The Fucking Government loves me.
            Because of me, several dead beats can sit around from cradle to grave and be sustained and have to do nothing other than occasionally show up in one of the various gubment offices.
            Tell you what. I'll pick up the tab for those guys and you can take care of the "legitimate" poor.

            Deal?
            "There are four lights!"

            Comment


            • #7
              Originally posted by Billy Jingo View Post
              Tell you what. I'll pick up the tab for those guys and you can take care of the "legitimate" poor.

              Deal?
              I have been 'legitimate poor' probably for more years than you ever were.
              We got 'commodities' ... that was it....
              Cheese, powdered milk, corn meal.

              I have zero problem with helping 'legitimate poor'.. those circumstances happen..

              So, Fuck Off...

              BTW... we have a deal.. and you are truly fucked...


              Get off your superior morality throne.

              K ... Fine?
              Robert Francis O'Rourke, Democrat, White guy, spent ~78 million to defeat, Ted Cruz, Republican immigrant Dark guy …
              and lost …
              But the Republicans are racist.

              Comment


              • #8
                Originally posted by Novaheart View Post
                Even Rush Limbaugh and Mark Levin called that one. They basically said that the ACA was such a patchwork, that the only solution before it was over would be to go to Single Payer/Medicare For All.

                As I have said before: you will all be on Medicare one day if you are lucky enough to live long enough. Doesn't it make sense for you to be in the system you pay into all of your life rather than to hand Aetna thousands of dollars a year and then go into Medicare? Trust me, you will survive. My mom is on Medicare with a Blue Cross on top and while her medical bills still run $300 a month for meds, it beats the hell out of whatever it is they think a dram of Boxilene Dihdratize is worth.
                Why isn't she on a zero premium HMO plan?
                "Faith is nothing but a firm assent of the mind : which, if it be regulated, as is our duty, cannot be afforded to anything but upon good reason, and so cannot be opposite to it."

                -John Locke

                Comment


                • #9
                  Originally posted by Billy Jingo View Post
                  Tell you what. I'll pick up the tab for those guys and you can take care of the "legitimate" poor.

                  Deal?
                  How do you plan to pick up the tab?
                  "Faith is nothing but a firm assent of the mind : which, if it be regulated, as is our duty, cannot be afforded to anything but upon good reason, and so cannot be opposite to it."

                  -John Locke

                  Comment


                  • #10
                    Originally posted by Novaheart View Post
                    Even Rush Limbaugh and Mark Levin called that one. They basically said that the ACA was such a patchwork, that the only solution before it was over would be to go to Single Payer/Medicare For All.

                    As I have said before: you will all be on Medicare one day if you are lucky enough to live long enough. Doesn't it make sense for you to be in the system you pay into all of your life rather than to hand Aetna thousands of dollars a year and then go into Medicare? Trust me, you will survive. My mom is on Medicare with a Blue Cross on top and while her medical bills still run $300 a month for meds, it beats the hell out of whatever it is they think a dram of Boxilene Dihdratize is worth.
                    Still wondering where the Constitition authorizes FedGov to be in the medical insurance business.

                    No one's ever been able to point that out to me.
                    “I do not aim with my hand; he who aims with his hand has forgotten the face of his father.
                    I aim with my eye.

                    "I do not shoot with my hand; he who shoots with his hand has forgotten the face of his father.
                    I shoot with my mind.

                    "I do not kill with my gun; he who kills with his gun has forgotten the face of his father.
                    I kill with my heart.”

                    The Gunslinger Creed, Stephen King, The Dark Tower

                    Comment


                    • #11
                      Originally posted by scott View Post
                      How do you plan to pick up the tab?
                      Other People's Money.

                      The left is very generous with that.
                      “I do not aim with my hand; he who aims with his hand has forgotten the face of his father.
                      I aim with my eye.

                      "I do not shoot with my hand; he who shoots with his hand has forgotten the face of his father.
                      I shoot with my mind.

                      "I do not kill with my gun; he who kills with his gun has forgotten the face of his father.
                      I kill with my heart.”

                      The Gunslinger Creed, Stephen King, The Dark Tower

                      Comment


                      • #12
                        Originally posted by Gramps View Post
                        I will soon be 66.
                        I draw SS and am Medicare enrolled, and VA entitled.

                        Since I choose to continue to work, Medicare deducts x amount from my SS monthly payment, and I pay SS taxes and Medicare taxes out of my paycheck.
                        SS punishes me quarterly because of my meager income.
                        I pay SS taxes, Medicare Taxes, Income taxes, Medicare deductions from my SS monthly, and, a quarterly dick in the ass bc I earn over x amount.

                        In other words, The Fucking Government loves me.
                        Because of me, several dead beats can sit around from cradle to grave and be sustained and have to do nothing other than occasionally show up in one of the various gubment offices.
                        How many kids did you have?
                        The year's at the spring
                        And day's at the morn;
                        Morning's at seven;
                        The hill-side's dew-pearled;
                        The lark's on the wing;
                        The snail's on the thorn:
                        God's in his heaven—
                        All's right with the world!

                        Comment


                        • #13
                          Originally posted by scott View Post
                          Why isn't she on a zero premium HMO plan?
                          I would imagine that the answer to that is "Because I have always had BCBS." My mother has always been over insured.
                          The year's at the spring
                          And day's at the morn;
                          Morning's at seven;
                          The hill-side's dew-pearled;
                          The lark's on the wing;
                          The snail's on the thorn:
                          God's in his heaven—
                          All's right with the world!

                          Comment


                          • #14
                            Single-payer health care is very excellent for broken arms, pre-natal visits, vaccinations, and other uncomplicated acute situations. What it's not good for is cancer and cardio-vascular disease, diabetes treatment, obesity management, pseudo-psychiatric problems, or complex chronic things like MS, lupus, Parkinson's disease, or dementia.

                            Sadly, those things are actually the major things that affect people and one of those things will affect almost every person who doesn't die of trauma or infection.

                            It's worth noting that a lot of the big single-payer countries have all now allowed supplemental private insurance because the state-run medical care is so inadequate for all those major issues. The French have their babies on the national program but they get their cancer treatment privately - if they can afford it. Same with the Swedes or the Swiss.

                            You end up with a different two-tiered system: the poor pay nothing and get very good care by standards from the 1980s while the middle class pay for both the state care and for their supplemental care. The state systems are so constrained by cost issues that little or nothing is done to advance treatment or to develop new drugs or techniques.

                            Worse yet, state systems are even more vulnerable to politically correct but ineffective treatments than private medical groups are. This is why European diabetics are counseled to eat most of their calories from carbohydrates and it's why the Brits are statin-crazy even though statins haven't been proven to affect death rates in groups.
                            "Alexa, slaughter the fatted calf."

                            Comment


                            • #15
                              Originally posted by Novaheart View Post
                              I would imagine that the answer to that is "Because I have always had BCBS." My mother has always been over insured.
                              It sounds to me like she's underinsured if her prescriptions cost that much.
                              "Faith is nothing but a firm assent of the mind : which, if it be regulated, as is our duty, cannot be afforded to anything but upon good reason, and so cannot be opposite to it."

                              -John Locke

                              Comment

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